Algebrik AI Partners with Housetable to Revolutionize Renovation Lending for Credit Unions

16 September 2025 | Tuesday | News

Integration of Algebrik One’s AI-powered Loan Origination System with Housetable’s ARV-based lending platform empowers credit unions to launch Renovation HELOCs, streamline operations, and deliver seamless digital borrower experiences.
Picture Courtesy | Public Domain

Picture Courtesy | Public Domain

Algebrik AI, a Delaware-incorporated company headquartered in New York City, pioneering the world's first cloud-native, AI-powered, digital-era Loan Origination System (LOS) built for credit unions, announced a strategic partnership with Housetable, a fast-growing platform dedicated to digital renovation lending. The collaboration combines two complementary products to help financial institutions expand their credit offerings, deliver member-first experiences, and simplify operations.

At the core of this partnership is the integration of Algebrik One's digital loan origination system with Housetable's renovation-focused lending platform. Together, the two companies will enable lenders to:

  • Launch Renovation HELOCs with Confidence
     Borrowers can access home equity based on the after-renovation value (ARV) of their property, rather than its current value. This gives members higher borrowing capacity while preserving their existing low mortgage rates.


  • Extend the Lending Suite Seamlessly
     With Algebrik One already powering origination for personal loans, auto loans, and traditional HELOCs, the addition of Housetable unlocks a natural extension into renovation lending without requiring custom builds or heavy IT effort.


  • Offer a Unified Borrower Experience
     Members can apply, budget, and track their renovation projects through a simple digital journey that mirrors the ease of applying for traditional credit products.


  • Strengthen Operational Efficiency
     Lenders benefit from workflows that eliminate manual handoffs, reduce turnaround times, and streamline underwriting, inspection, and funding processes.

Survey Box

Vote for the most influential trend in 2025:

What's Driving the Future of FinTech?v

× Please select an option to participate in the poll.
Processing...
× You have successfully cast your vote.
 {{ optionDetail.option }}  {{ optionDetail.percentage }}%
 {{ optionDetail.percentage }}% Complete
More polls
Stay Connected

Sign up to our free newsletter and get the latest news sent direct to your inbox

Fintech Business Asia, a business of FinTech Business Review
© 2026 FinTech Business Review. All Rights Reserved.

Show

Forgot your password?

Show

Show

Lost your password? Please enter your email address. You will receive a link to create a new password.

Back to log-in

Close