Voltage, a leader in Bitcoin infrastructure, announced the launch of Voltage Credit, the first revolving line of credit that delivers instant payment finality and the capability to settle entirely in USD. The product lets businesses send payments that clear in seconds, not days, while paying back their credit line in dollars from a standard bank account, or in Bitcoin.

For enterprises frustrated by settlement delays, chargeback exposure, and the cost of legacy payment rails, Voltage Credit offers a new model: tap a revolving credit line on demand, move value instantly over Bitcoin rails, and never touch cryptocurrency on your balance sheet. The result is working capital efficiency without treasury complexity.

Voltage Credit arrives on the heels of the company's role powering the first publicly reported $1 million Lightning Network paymentbetween Secure Digital Markets and Kraken, a milestone that demonstrated Lightning's readiness for institutional-scale settlement. With Voltage Credit, the company extends that infrastructure to address one of the most persistent barriers to enterprise Bitcoinadoption: working capital efficiency.

"Businesses shouldn't have to choose between the speed and cost advantages of Bitcoin rails and the financial flexibility they need to operate," said Graham Krizek, CEO of Voltage. "Until now, using Bitcoin for payments meant managing cryptocurrency on your balance sheet. Voltage Credit eliminates that tradeoff. Send payments instantly over Lightning, denominated in USD or Bitcoin based on what fits your business, and deploy your capital toward growth. That's what Bitcoin infrastructure should look like for the enterprise."