Bolt, the checkout, identity, and payments leader powering faster and smarter commerce, announced a multi-year partnership with Atomic to bring embedded investing capabilities to the Bolt SuperApp. Through the partnership, Bolt will enable consumers to open brokerage accounts, trade stocks and ETFs, and invest through automated managed portfolios—directly within the Bolt experience.

The collaboration marks a significant expansion of the Bolt SuperApp, which already allows users to manage payments and banking, trade cryptocurrency, send peer-to-peer payments, access rewards, and track commerce activity in a single mobile platform. With the addition of investing, Bolt is extending its role beyond transactions to support longer-term financial growth and participation.

“For the SuperApp to be useful in everyday life, it has to help people move beyond transactions and toward long-term financial progress,” said Ryan Breslow, Founder and CEO of Bolt. “Atomic allows us to offer investing in a way that is straightforward, regulated, and built directly into how people already use Bolt. This partnership lets our customers take their first steps into investing or manage it more consistently without leaving the app.”

Under the agreement, Atomic will power white-labeled brokerage and investment functionality within the Bolt SuperApp. Consumers will be able to open brokerage accounts, build self-directed portfolios, or choose automated investment portfolios aligned with their goals and risk preferences. All accounts will be held and operated through Atomic’s regulated broker-dealer and advisory infrastructure, ensuring compliance, custody, and operational integrity while keeping the experience native to Bolt.

By integrating Atomic’s investing infrastructure, Bolt is adding long-term financial tools that allow users to manage spending, savings, and investments in one place. The move supports Bolt’s broader strategy to consolidate core financial activities into a single consumer platform, leveraging its existing user base of millions of shoppers who already rely on Bolt for checkout, payments, and account management.

Atomic specializes in embedding investment and wealth management services into consumer-facing platforms, handling regulatory requirements, brokerage operations, and portfolio management on behalf of its partners. This enables companies like Bolt to offer investing capabilities without redirecting users to external platforms.

“Bolt reaches millions of consumers right when they’re making decisions about their money,” said David Dindi, CEO of Atomic. “By bringing saving and investing into those moments within the Bolt SuperApp, we’re expanding access to the markets in a way that feels natural and fits how people already manage their finances.”

The partnership positions Bolt to evolve from a commerce and payments platform into a more comprehensive financial ecosystem, giving consumers a unified way to transact, save, and invest—all within a single app experience.