UQPAY, a Singapore-headquartered global fintech company, announced the launch of its dual-rail full-stack payment platform, purpose-built to help businesses operate seamlessly across traditional finance and stablecoin-based payment ecosystems.

Supporting 200+ markets and 140+ currencies, the platform integrates global acquiring, global accounts, card issuing, and stablecoin accounts into a single unified system.

As cross-border commerce accelerates, businesses face increasing complexity from fragmented payment providers, regulatory divergence across markets, and inefficient multi-entity fund management. UQPAY addresses these challenges by consolidating the entire payment lifecycle into one platform, enabling companies to receive, manage, send, and settle funds globally across both fiat and stablecoin payment rails.

UQPAY's platform provides end-to-end capabilities across global commerce operations:

• Global Acquiring enabling businesses to accept online and in-store payments through cards, payment links, and subscription billing
• Global Account Infrastructure with multi-currency accounts, sub-accounts, and multi-entity treasury management
• Cross-Border Payouts via local clearing networks and SWIFT channels with automation support
• Card Issuing offering granular spending controls and global expense management
• Stablecoin Account Infrastructure enabling fiat-to-crypto flows and multi-chain settlement

Through a single API integration, businesses can centralize payment orchestration, liquidity management, and reconciliation processes.

A key differentiator of UQPAY's platform is its dual-rail architecture, integrating traditional payment rails with blockchain-based stablecoin infrastructure. The platform supports multi-chain stablecoin transactions, enabling businesses to receive, send, convert, and settle stablecoins alongside fiat currencies within one operational framework.

As stablecoins gain broader adoption in global trade and digital commerce, UQPAY's infrastructure enables enterprises to benefit from faster settlement, lower cross-border friction, and programmable payment capabilities, while maintaining integration with traditional financial systems.

"Our infrastructure removes the need for businesses to manage separate systems for fiat and stablecoin payments," said Jack Li, CEO and Founder of UQPAY. "By combining regulated payment rails with blockchain-based settlement capabilities, we are building foundational infrastructure for the next evolution of global commerce."