Nuvo, the AI-native order-to-cash network for the physical goods economy, launched its Accounts Receivable Suite. The release extends Nuvo across the full order-to-cash lifecycle, with onboarding, credit, payments, collections, and cash application now operating as one interconnected system on a single verified trade network.

The AR Suite expands Nuvo's order-to-cash network and AI capabilities, bringing payments, collections, and cash application onto the same network of over 150,000 verified businesses.

Nuvo is powered by the Trade Graph, a real-time map of how businesses trade with each other. More than 150,000 verified businesses are on it today, including AutoZone, Kodiak Building Partners, Great Dane, and PoolCorp. Every product Nuvo builds, including the AR Suite, draws on the network's proprietary credit, risk, and payments context, giving AI agents the grounding to act on real business decisions.

It’s a major advance, as AI is beginning to automate commercial trust, trade credit, and working-capital operations inside the physical economy, addressing a problem that costs businesses billions of dollars each year: increasingly complex B2B trade amid geopolitical upheaval from energy market disruptions to fraying trade ties and fraud.

"Order-to-cash is one continuous lifecycle, but most businesses run it on disconnected systems where credit, payments, collections, and cash application each live in their own tool with their own data,” said Sid Malladi, Co-Founder and CEO of Nuvo. “With the AR Suite, Nuvo brings all of it onto one platform, ensuring context carries from every stage into the next instead of getting lost at the handoff. That unification is what makes our AI agents work and makes them able to extend credit, collect on accounts, and apply cash with a holistic picture of the customer rather than a fragment of it."

The AR Suite includes:

• Payment authorization at onboarding. Customers add and authorize payment methods the moment they join, with bank account and credit card details stored in a tokenized and PCI-compliant manner outside of the supplier's environment.
• Customer-branded payment portal. Buyers see and pay all of their open invoices in one place, with payment methods on file and the ability to settle multiple invoices in a single transaction.
• A unified bank account. ACH, wire, credit card, and check payments all land in one account, powered by Column N.A., eliminating the operational overhead of reconciling across separate channels and lockboxes.
• Real-time cash application. Nuvo Intelligence matches incoming payments to invoices automatically by reading remittance documents, bank notifications, and customer correspondence as they arrive, before they’ve even settled, instead of letting them sit in a queue for manual processing.
• Intelligent collections. Agents prioritize outreach based on customer behavior, risk profile, and account relationships, then handle the follow-up directly with customers.
• Discrepancy resolution. Short pays, deductions, and disputes are flagged the moment they appear and worked through by Nuvo Intelligence’s AI agents directly with the customer until they are closed.

Nuvo replaces the fragmented approach to accounts receivable with a closed loop system. Onboarding, credit, payments, collections, and cash application all run on the same platform, share the same data, and are powered by the same set of AI agents. The Trade Graph gives those agents the context to act across every stage of the lifecycle, and every interaction across the network strengthens the data that powers the next one.

"Trade happens between two parties, but every business runs its side on its own infrastructure, which is why buyer and seller duplicate onboarding, credit, invoicing, and reconciliation for every counterparty they have,” said Rameez Remsudeen, Co-Founder and CTO of Nuvo. “Nuvo gives both sides shared infrastructure to transact on. The addition of the AR Suite makes Nuvo a single hub where one business can automate its full order-to-cash cycle with every other business on the network. And because the Trade Graph captures aggregated trading behavior across 150,000+ verified businesses, our AI agents learn from patterns no single supplier could see on its own, which is what makes their decisions trustworthy at enterprise scale."

Early access customers on the broader Nuvo platform are already seeing the impact of agentic AI on their finance and trade operations, with credit decisioning timelines dropping from 14 days to a few hours and more than 50% of new customer credit applications now handled automatically without any human review. With the AR Suite live, those same customers are reporting lower DSO and more predictable cash flow as payments, cash application, and collections all come together in one unified and networked system.

Nuvo powers trade across the physical goods economy, from regional wholesalers to Fortune 500 enterprises, in industries including building materials, food and beverage, chemicals, alcohol distribution, and heavy equipment. With the AR Suite, the full order-to-cash lifecycle now runs on a single connected network, and Nuvo Intelligence handles the routine work across every stage of it.