i2c Inc., a global financial technology innovator, recapped key milestones from the past year as financial institutions and fintechs raced to modernize their banking and payments technology.

Behind that race is mounting pressure. New American Banker research in partnership with i2cfound that 88% of financial institutions have accelerated their modernization timelines due to competition from digital-first banks, fintechs, and non-bank providers, with executives most often citing legacy processing architecture as the greatest barrier. Too many remain stuck choosing between legacy platforms with proven scale and modern platforms with agility.

For more than 26 years, i2c has helped clients skip that trade-off entirely. i2c’s next-gen PowerOne unified banking and payments platform gives clients one global foundation to outperform competitors running on fragmented legacy stacks, composable building-block solutions to outpace a shifting market, and trusted industry ingenuity to outmaneuver an increasingly crowded field.

The Power of One Unified Platform

“This year’s momentum validates a belief we’ve held for more than two decades: the architecture beneath financial services determines how quickly you can adapt to what comes next,” said Amir Wain, Founder and CEO of i2c. “Build one unified platform instead of stitching together the industry’s fragments, and let that architecture compound in value every year clients build upon it.”

i2c’s PowerOne platform runs on one global technology stack, delivering 99.999% historical availability and technical operational readiness in more than 216 markets worldwide. By design, multi-vendor setups can't match that level of reliability.

That reliability and scale translated into deeper client relationships: the number of clients that renewed or expanded their programs rose 42% over two years, and i2c’s largest client portfolio grew by 46% over the same period. Whether launching credit, prepaid, and debit programs, expanding existing portfolios, or modernizing their infrastructure, clients did it all on one platform.

• Belize Bank unified its Mastercard and Visa portfolios onto the platform with zero disruption, providing a fully self-service digital customer experience. “We needed a partner who could match our ambition and vision. i2c was exactly that partner for us,” shared Filippo Alario, Chairman and CEO, Belize Bank.
• Crypto.com partnered with i2c to scale its global card program across dozens of countries without building new infrastructure.
• BB Americas Bank, which serves prepaid cardholders in more than 20 countries on i2c’s platform, pointed to the relationship. “What truly stands out is not just the technology, but the partnership itself—the flexibility, the commitment, and the ability to evolve alongside us as we continue to grow,” said Mario Fujii, President and CEO, BB Americas Bank.
• Republic Bank, which operates in 13 Caribbean markets and in West Africa, launched a new digital-first consumer credit program in Guyana on the i2c PowerOne platform, setting the stage for further expansion.
• Inter, a leading Latin American digital bank, turned to i2c to support its international growth with speed and operational agility.
• GBank chose i2c to launch, scale, and support their suite of card products and programs on a single technology stack.
• LAFISE Bank unified its credit programs in the Dominican Republic, Costa Rica, and Honduras on i2c’s single global processing platform with plans for future expansion in additional Central American markets.
• CoinZoom brought an international crypto debit card program to more than 152 countries supporting fiat currency alongside a wide range of cryptocurrencies on a single platform.
• Etail Depot selected i2c to consolidate its prepaid and debit card programs to gain a unified view across both portfolios.

Industry analysts continued to validate the strength of i2c’s unified PowerOne platform. i2c was named an IDC FinTech Rankings Top 100 solution provider, a Leading Vendor in Card Issuing and Processing by Celent, and an Established Leader in Juniper Research’s Modern Card Issuing Platforms Market 2025–2030 report. The company also expanded its engagement in the evolving digital payments ecosystem, joining Mastercard’s Crypto Partner Program and the Open Standard USD initiative to advance digital asset payments and stablecoin infrastructure for scalable, efficient global money movement.