Lamina  announced a strategic collaboration with CoBank, a cooperative bank serving agribusinesses, rural infrastructure providers and Farm Credit associations throughout the United States, to streamline their multi-lender loan lifecycle with an automated platform. The collaboration leverages Lamina's innovative API-first and AI-enabled technology with CoBank's expertise in multi-lender transactions to transform the way financial institutions can manage syndicated and participation loans—offering increased speed, transparency, and efficiency across the entire loan lifecycle. CoBank will leverage the platform in its mission to serve rural America, enhancing interoperability within the Farm Credit System and with other lending institutions nationwide.

Lamina is redefining how financial institutions collaborate on deal sharing, underwriting, and servicing by building a next-generation platform that enhances connectivity and efficiency across enterprise banks, regional banks, and financial service providers. Our evolving solution is designed to facilitate seamless data exchange, expand network participation, and optimize commitment and allocation workflows. By leveraging advanced integrations with CRM, LOS, and servicing systems, Lamina is shaping a more intelligent, automated ecosystem that minimizes friction in loan origination and servicing through dynamic workflows, real-time data intelligence, and streamlined reconciliation.

"We are excited to collaborate with CoBank, a leader in structuring and executing multi-lender transactions across borrowers in rural industries," said Neil Hartman, Founder of Lamina. "This collaboration showcases how a modernized and efficient participation and syndication loan platform can benefit financial institutions of all sizes, helping them better serve their clients and partners."

"As one of the largest private providers of credit to the U.S. rural economy, we are a top originator of multi-lender transactions across the industries we finance. By providing an efficient and secure platform for loan participation and syndication transactions, we are able to quickly connect with our partners to fund new loan opportunities, creating a value chain across our customer-owners and our partners," said Brenda Frank, CoBank's  Executive Vice President of Farm Credit Banking.  "Lamina's platform aligns with our goal to leverage seamless, technology-driven solutions that enhance deal execution in a secure and reliable platform."

Key Highlights of the Collaboration:

• Expanded Reach: Leverages CoBank's partner network across the entire Farm Credit System.
  
  
• Integrated Solutions: Delivering a seamless, technology-driven platform that enhances efficiency, transparency, and execution in participation and syndication transactions.
  
  
• Comprehensive Industry Support: Designed to meet the needs of enterprise banks, regional banks, financial service providers, and institutions to streamline syndicated loan management across sectors.