Alchemy Pay, the world leading fiat-crypto payment solution provider, has launched its fiat-to-RWA investment platform with xStocks integration on day one, enabling global users to purchase tokenized U.S. stocks and ETFs directly with their local fiat currencies. The platform supports over 60 tokenized equities, including Apple, Tesla, Circle, Coinbase, and SPY, with fiat payment methods such as Visa, Mastercard, Apple Pay, Google Pay, Sepa, and 50+ local payment including mobile wallets and bank transfers in 170+ countries.

This is the first globally available product offering direct fiat access to tokenized assets, allowing exposure to real-world stocks while removing traditional barriers to entry for investors worldwide.

The newly launched platform integrates tokenized stocks issued by Backed's xStocks. These tokens are 1:1 backed by real shares held with regulated custodian banks and brokers. The tokens also reflect benefits such as dividends, and splits. With a low entry threshold, starting from just $1, users can gain fractional exposure to leading U.S. assets.

To ensure precise pricing, Alchemy Pay aggregates real-time data from institutional-grade sources including Backed, Kraken, and licensed U.S. stock data providers. Its trading infrastructure is built to support 24/5 access, with execution partners like Kraken and Backed ensuring dependable liquidity and uptime.

Compared to decentralized-only RWA solutions, the Alchemy Pay platform offers more reliable market access, better liquidity depth, and regulated compliance. The integration of fiat payments further differentiates it, allowing users to bypass onramp to crypto entirely.