PayPal announced the launch of PayPal Pay in 4, an interest-free, no-fee, buy now, pay later (BNPL) solution for Canadians. Starting this holiday season, Canadian shoppers can access a more flexible payment option across millions of online Canadian and global lifestyle, consumer, and travel brands, just in time for Black Friday, Cyber Monday, and Boxing Day.

Consumers can now make their budget go further with PayPal Pay in 4 at their favourite brands including Knix, Samsonite, Silk & Snow, The Home Depot Canada, Ticketmaster and many others.

PayPal's 2025 Festive Spending Survey reveals strong consumer interest: 60% of respondents who haven't yet used BNPL say they'd be encouraged to try it if there were no fees. PayPal Pay in 4 gives Canadians more flexibility at checkout, letting shoppers split eligible purchases from $30 to $1,500 into four equal, interest-free payments over six weeks. Automatic payments keep everything on track with options to fund the payment including debit, credit, or bank account. If consumers want to pay early, they can do so using the PayPal app or online.