Spin by OXXO has introduced a new way for people in Mexico to receive funds from the United States, through a partnership with Kira, an all-in-one infrastructure to launch embedded fintech products, supercharged by vertical AI agents and stablecoins. Kira improves the money transfer experience by enabling anyone in the United States to send funds to Mexico through both digital and in-person channels. The solution is built around a user-first design, with a simple payment flow and near-instant delivery, offering a more accessible alternative to traditional remittance services. 

With this integration, any Spin by OXXO account holder in Mexico can receive funds from the United States in minutes, without needing to download additional apps. Spin by OXXO currently has 9.9 million active users.

Funds can be sent in cash at any of the 90,000+ Kira network locations in the United States, or via debit card. The process is straightforward the recipient in Mexico generates a payment link from the Spin by OXXO app and shares it via messaging with the sender in the U.S., who completes the transfer through Kira's platform in just a few minutes.

"This integration represents another step forward in our commitment to strengthening financial inclusion in Mexico and delivering solutions that respond to real needs. By enabling a new way to receive funds from the United States, we are bringing technology closer to people who have historically been outside the financial system, simplifying a process that directly impacts millions of families," said Ricardo Olmos, Director of Spin by OXXO.