Algebrik AI Inc., a Delaware-incorporated company headquartered in New York City and pioneering the world's first cloud-native, AI-powered, digital-era Loan Origination Platform (LOS), today announces a strategic partnership with Spinwheel, a leading real-time consumer credit data and payments AI company that recently announced its $30 million Series A.

Through this collaboration, Spinwheel will be natively integrated into Algebrik One — Algebrik's agentic AI-powered lending suite that includes Digital Account Opening, the Lender's Cockpit (LOS), Omni-channel Point-of-Sale (POS), AI Decision Engine, and Portfolio Analytics. This empowers credit unions, community banks, and fintech lenders to access verified consumer debt information and integrated payment processing directly within the lending journey—streamlining approvals, enhancing member experiences, and improving decision confidence. 

Through this integration, Spinwheel's debt APIs, using just a phone number and birthdate,  provide real-time, verified consumer credit data, insights, and balances across credit cards, student loans, auto loans, mortgages, personal loans and non-traditional sources to remove costly errors and friction from loan applications and disbursement. Spinwheel's agentic AI and APIs are now natively available within Algebrik's cloud-native, AI-powered LOS, delivering  more robust credit risk visibility, smarter decisioning,  improved compliant underwriting workflows and a better consumer experience.