PointsKash Inc., a fintech company delivering modern digital payment and rewards solutions, announced it has entered into a contracted services agreement with Plaid, a leading financial data network, to power secure onboarding, bank account verification, and fraud prevention for its Rewards, Loyalty, and Payments product, PK Pay.

Under the agreement, PointsKash will integrate Plaid’s secure infrastructure to streamline user onboarding, approve more legitimate users more quickly, verify bank accounts in real time, and strengthen compliance and risk controls within PK Pay. The integration is designed to reduce friction during signup while maintaining strong standards for security, data privacy, and regulatory alignment.

Plaid’s network spans more than 12,000 financial institutions across North America and Europe, enabling fast and efficient connections to users’ demand deposit accounts (DDAs). Combined with Plaid’s reach across more than half of U.S. consumers, the integration allows PK Pay users to link their bank accounts quickly and securely, while providing bank-verified financial data to support onboarding and account validation within the PointsKash app.

For financial institutions and business partners offering services through the PointsKash platform, Plaid’s involvement adds an additional layer of confidence. By leveraging Plaid’s established bank connectivity and identity verification capabilities, partners can engage with customers on PointsKash knowing that onboarding and DDA verification are handled through a widely trusted, industry-standard provider.

“Ease of use, speed, and trust are essential for both users and partners,” said Steve Janjic, CEO of PointsKash Inc. “Plaid’s direct connections to thousands of U.S. financial institutions enable PK Pay to deliver fast, efficient, and data-driven onboarding while reinforcing confidence across our partner ecosystem—all through a familiar Plaid user experience embedded directly in our app.”

Plaid’s technology enables applications to securely connect with users’ financial accounts while prioritizing data privacy and protection. These capabilities will support PK Pay’s continued growth and the expansion of partner-driven financial services available through the PointsKash platform.

The agreement underscores PointsKash’s commitment to delivering a scalable, compliant, and user-friendly payments infrastructure that benefits consumers, financial institutions, and merchant and loyalty partners alike.