PayToMe.co, the award-winning AI-native FinTech platform for embedded finance and cross-border digital infrastructure, announced it has joined IBM Partner Plus as an Embedded Solutions Business Partner. Through this partnership, PayToMe.co will embed IBM's cloud, AI, and automation technologies into its FinTech platform to scale intelligent payments, AI agents, automated bookkeeping, real-time financial reporting, and cross-border compliance—delivering enterprise-grade embedded finance and AI infrastructure for SMBs and global enterprises.

PayToMe.co is an AI-native FinTech platform that builds intelligent financial infrastructure for businesses worldwide. The company provides embedded payments, AI bookkeeping, compliance automation, and cross-border financial management to help organizations operate smarter and scale globally.

 As an IBM Embedded Solution Business Partner, PayToMe.co is authorized to integrate IBM software and cloud services directly into its branded FinTech solutions for end customers.

 "We've embraced the best enterprise technologies—AWS, Stripe, Plaid, and Intuit QuickBooks—and unified them into a single AI-driven FinTech fabric," said Mike Ulker, Founder & CEO of PayToMe.co. "Through IBM Partner Plus, we're embedding watsonx-powered AI and hybrid cloud into our platform so any business can plug in, transact, and grow globally. Our goal is to become the 'Amazon of FinTech marketplaces,' empowering businesses across industries with seamless, scalable financial intelligence."