PNC Bank announced the launch of PNC Mobile Accept^®, a fully integrated payment solution that provides its micro business clients with the ability to accept in-person credit and debit card payments directly within the PNC Mobile app.

Designed for businesses processing less than $300,000 in credit and debit card transactions annually, PNC Mobile Accept is a self-service solution that gives business owners fast, secure access to accept funds directly from their phone or tablet with no monthly fee.

"Micro businesses are often left behind by traditional card payment solutions due to high fees, restrictive card programs and approval delays," said Matt Evans, head of PNC Merchant Services for Small Businesses. "With PNC Mobile Accept, we're meeting small businesses where they are, delivering enterprise-grade payments capabilities at micro business scale – fast, affordable, and accessible."

PNC Mobile Accept enables card payments through manual entry or via a pocket-sized reader that supports tap, dip, or swipe transactions. The solution boasts enhanced features like tax-and-tip functionality, cardholder data encryption, and near real-time transaction tracking, bringing consumer-grade ease to business-grade payments. Additionally, business owners can accept card payments from all credit card providers and access funds from transactions typically within two business days. This solution is ideal for micro businesses that are always on the go, and until now, lacked an easy way to accept card payments.