National Flood Insurance Launches Online Flood Insurance Portal to Accelerate Mortgage Pre-Approvals

28 January 2026 | Wednesday | News

New platform enables lenders and banks to instantly compare and purchase flood insurance from multiple carriers, reducing delays and streamlining loan approvals
Picture Courtesy | Public Domain

Picture Courtesy | Public Domain

National Flood Insurance, a leader in flood insurance solutions, announced the launch of a groundbreaking online platform designed specifically for lenders and banks to streamline and expedite the mortgage pre-approval process. The new Flood Insurance Portal enables mortgage professionals to not only access multiple flood insurance quotes simultaneously, but also purchase policies directly within the platform, dramatically reducing delays in loan approvals.

The innovative portal provides lenders with a centralized solution to obtain flood insurance quotes from multiple top-rated carriers without the need to contact local agents. By entering property details, lenders can generate, compare, and purchase flood insurance policies in minutes, ensuring borrowers meet loan requirements quickly and efficiently.

"The Flood Insurance Portal is transforming how lenders manage flood insurance requirements during the mortgage pre-approval process," said Mandi Ohse, Business Development Director of National Flood Insurance. "For the first time, lenders can quote and purchase flood insurance policies from multiple carriers in one place. This eliminates unnecessary back-and-forth, shortens closing timelines, and delivers a seamless experience for both lenders and borrowers."

Featuring a user-friendly interface and advanced rating algorithms, the portal delivers accurate, competitive quotes based on each property's unique flood risk. The ability to complete the entire process—from quote to policy issuance within a single platform provides lenders with greater control, transparency, and speed as flood insurance requirements become increasingly critical nationwide.

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