Fruition Launches Smart, Zero-Based Budgeting Tool to Help Members Spend with Intention

21 August 2025 | Thursday | News

Now available to all members, the intuitive Budget feature uses connected financial data and AI-powered accuracy to create personalized budgets—turning everyday spending into a path toward lasting financial security.
Picture Courtesy | Public Domain

Picture Courtesy | Public Domain

Fruition, the financial empowerment platform that aggregates personal financial data in one place and provides tools and experienced human mentors to help members find financial security, announced its flexible Budget feature is available to all members. This powerful tool arrives as 90% of Americans report budgeting their money, with 95% stating that budgeting is more important than ever according to a 2024 survey from Debt.com.

Underpinned by real-time transaction feeds from connected financial institutions, members can create a budget in minutes. With Bud Financial's AI-powered Enrich technology, transaction categorization accuracy has improved by 42.6% meaning instead of members spending time correcting misidentified transactions, they can focus on building financial security.

"Most budgeting tools tell you what you spent. Ours shows you how to spend with intention," said Joshua Bauder, VP of Product at Fruition. "By combining zero-based budgeting with AI-enhanced transaction accuracy, we're delivering more than just an expense tracking experience for members, we're illuminating possibilities."

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