DogPay has announced the expansion of its Enterprise Global Account service. Designed for cross-border trade, international e-commerce, SaaS, fintech and Web3 businesses, Enterprise Global Account connects business accounts, fiat settlement, payments and reconciliation in one platform.

Business customers can use one online entry point to apply for U.S. dollar business accounts and multi-currency business accounts in Hong Kong and Singapore. Once approved, the accounts can be used for international collections, cross-border payments and multi-currency fund management, with connections to DogPay card services and payment APIs.

Accounts are provided and approved by the relevant financial institutions. DogPay provides the online application entry point, platform operations and related technology services. The nature of each account, its holder and applicable terms are governed by the account-opening documents of the relevant financial institution.

DogPay Enterprise Global Account Key Facts

• Account options: U.S. dollar business accounts and multi-currency business accounts in Hong Kong and Singapore.
• Payment rails: USD transfers may use ACH, SWIFT or Fedwire, depending on the account and service arrangement. Other local and international payment rails depend on the account location and product.
• Multi-currency management: Businesses can centrally manage USD, EUR, HKD, SGD and other supported currencies. Actual currency availability depends on the financial institution and product.
• Fiat and digital-asset settlement: Services for converting and settling USD with stablecoins such as USDT and USDC are provided by DogPay-affiliated entities to eligible customers. Applicable jurisdictions, supported functions and conditions of use are subject to the relevant service provider's product terms and applicable laws.
• Finance operations: Transaction records, reconciliation and reporting functions are available and can be integrated with enterprise finance, treasury and payment systems through APIs.
  
  

How Businesses Use DogPay Global Accounts

Cross-border trading companies can collect payments from overseas customers and commercial partners, manage different currencies and pay suppliers. International e-commerce and SaaS businesses can manage marketplace revenue, subscription income, software expenses and advertising spend. Fintech and Web3 platforms can connect business accounts, collections, payments, card services and fiat settlement to their own products and finance workflows.

These use cases share one core capability: businesses can view and manage collections, payments, funds and transaction records across markets in one platform, reducing the need to switch between different systems.

Other DogPay Enterprise Payment and Financial Infrastructure

• Bank-as-a-Service (BaaS): Virtual account and payment infrastructure delivered through APIs, allowing platforms and fintech businesses to integrate these capabilities into their own products.
• Card-as-a-Service (CaaS): Infrastructure for issuing and managing virtual and physical cards, including card controls, corporate expense management and related settlement functions.
• Crypto Payment Gateway: Services provided by DogPay-affiliated entities to eligible customers, helping merchants accept supported stablecoins and other digital assets and manage related transactions and settlement. Applicable jurisdictions, supported functions and conditions of use are subject to the relevant service provider's product terms and applicable laws.
• Payment-as-a-Service (PaaS): APIs, SDKs, plug-ins and webhooks that help websites, applications, e-commerce platforms and SaaS products integrate payment functions.
• Fiat acquiring and cross-border payments: Technology and operational connections for businesses to collect payments, make payments and settle funds across markets.
  
  

DogPay Enterprise Global Account FAQs

What is DogPay Enterprise Global Account? It is an enterprise account and payment platform service connecting business account applications, international collections, cross-border payments, multi-currency management and reconciliation.

Which accounts can businesses apply for? Current account options include U.S. dollar business accounts and multi-currency business accounts in Hong Kong and Singapore.

Is DogPay a bank? DogPay is a digital finance and payment infrastructure platform. Accounts are provided by the relevant financial institutions, which independently review and approve account applications and openings.

Which businesses is the service suitable for? Cross-border trading, international e-commerce, SaaS, fintech and Web3 businesses that need international collections, overseas supplier payments, multi-currency fund management or payment APIs may apply according to their business needs.

Is the service available in every jurisdiction? Account options, currencies and functions are affected by the financial institution, product, jurisdiction and compliance requirements. The relevant services are not offered in Mainland China or certain restricted regions.